Home Owners

Protection & Peace of Mind

Call us Now for a Free Home Insurance Quote! 209-226-9193

Your home and property are valuable assets. So are your homes contents. The things we have in our homes and garages typically reflect years of hard work. Many people work and save for years to purchase their first home. The same can be said for some of our prized possessions. A lot of effort goes into getting your home just the way you want it. It’s scary to think that is can all disappear at any moment. Accidents happen. Floods, fires, break-ins…there are numerous scenarios where you can lose everything.

Having a comprehensive home insurance policy is a guaranteed way to ensure you can bounce back from any disaster, no matter how extreme. Royal insurance is pleased to offer some of the best rates and options available for homeowner’s insurance. A home insurance policy from one of our many carriers provides financial protection in case of a wide variety of home related financial losses. More than that, having a home insurance policy with Royal Insurance provide you with peace of mind.

Whats Covered?

A home insurance policy from Royal Insurance covers a wide variety of incidents and disasters. Many people assume damages to the home are the primary reason to get insurance. While having damage coverage is important, it’s not the only consideration. A proper home owner’s insurance policy provides additional types of coverage that can save you from financial hardship in other situations.

  • A home insurance policy covers belongings. These often account for 50 percent of a dwellings value in an insurance claim.
  • Structures other than your home located on your property are covered. Garages, sheds, fences, etc.
  • If your home is rendered unlivable for any reason, loss of use coverage comes into play. This coverage pays for additional living expenses while you get your permanent living situation sorted out. This could include meal costs and motel bills for instance.
  • Medical coverage for people injured on your property. This includes injuries caused by your pets in most cases.
  • Liability coverage. This comes into play in cases where someone files a lawsuit against on damages or injuries they’ve suffered.

There are a wide variety of other coverage’s that may be part of your homeowners insurance policy. These would include things such as damage to your lawn, trees and shrubs and damages incurred due to power outages such as food spoilage.

Customer Service First

We’ll work with you every step of the way to get you the best possible rates and options on a home insurance policy that suits your specific needs. With years of experience in the insurance industry and a variety of carriers to choose from, we can tailor your policy to offer you great protection that matches your personal situation.

Call for a Free Quote Today! 209-226-9193

To learn more about our home insurance offerings or to request a free quote, give us a call today! We look forward to hearing from you.

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